Total Rewards at Caleres
Medical Plans
You have four medical plan options through UnitedHealthcare. Here's a quick overview of how they compare:
Traditional Plan | Protection Plan | Consumer Plan | Surest7000 Plan | |
---|---|---|---|---|
Payroll Rates | Highest | In between | In between | Lowest |
Coinsurance (What you pay) |
Mid-range | Slightly higher | Lower, after you pay deductible | $0 coinsurance, transparent co-pays |
Deductible (In-Network) |
$700 per person; $2,100 per family | $700 per person; $2,100 per family | $1,850 per person; $3,700 per family | $0 |
Out-of-Network Care | Covered at lower % | Not covered (except ER) | Covered at lower % |
Covered with higher co-pays |
Out-of-Pocket Maximum (In-Network) |
$4,500 per person; $9,000 per family |
$4,500 per person $7,000 per family |
||
Prescription Out-of-Pocket Maximum (In-Network) |
$3,000 per person; $6,000 per family | $3,000 per person; $6,000 per family | Does not apply; Prescriptions included in medical maximum | Network: $3,000 per person; $6,000 per family |
Which Savings/Spending Account(s) Can Be Used with the Plan | Health Care FSA | Health Care FSA | HSA and “limited- purpose” Health Care FSA | Health Care FSA |
Stay In-Network
No matter which plan you choose, staying in the network saves you money. Check out the UnitedHealthcare Choice Plus Network online or call 1-888-298-1061. Surest utilizes the same network as the UHC plans.
Medical ID Cards
UnitedHealthcare (UHC)
Group Number: 752312
Visit the UHC website to print a temporary ID card and request a replacement or call 1-888-298-1061.
Surest Group Number: 78800424
Visit the Surest website to access your digital ID Card or call 1-866-683-6440.
Medical Plan Tools
Use these tools from UnitedHealth Care to help you make wise health care decisions.
- Round-the-clock support online
These documents from Surest will assist you with your health care decisions.
Other Medical Plan Options
If you are a Guam or Hawaii associate, you also have an HMO plan available. Contact the HR Administration team at 1-866-279-4357 for information.
Learn More
- Garner Health
- 2023 Medical Plan Rates for associates hired on or after 1/1/2022.
- 2023 Medical Plan Comparison
- Free virtual medical consultation service
UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of Caleres. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com/