Compare prescription drug costs
The amount you pay for prescription drugs depends on which medical plan you choose. There is no coverage for out-of-network prescription drug costs.
Note about the Consumer Plan: You pay all your expenses up front—including prescriptions—until you reach the full deductible ($1,850 for associate only coverage and $3,700 for family coverage). After that, you pay a percentage of the cost of prescription drugs up to the out-of-pocket maximum.
In-network costs
| Traditional Plan | Protection Plan | Consumer Plan | Surest Plan | |
| Out-of-pocket maximum | $3,000/person $6,000/family |
$3,000/person $6,000/family |
Combined Medical & Rx: $4,500/person $9,000/family |
$3,000/person $6,000/family |
| Retail Prescriptions | ||||
| Generic, 30-day supply | $10 copay | $10 copay | 30% coinsurance, after deductible | $10 copay |
| Brand Formulary, 30-day supply | 30% coinsurance ($30 min, $80 max) |
30% coinsurance ($30 min, $80 max) |
30% coinsurance, after deductible | 30% coinsurance ($30 min, $80 max) |
| Generic, 90-day supply | $30 copay | $30 copay | 30% coinsurance, after deductible | $30 copay |
| Brand Formulary, 90-day supply | 30% coinsurance ($90 min, $240 max) |
30% coinsurance ($90 min, $240 max) |
30% coinsurance, after deductible | 30% coinsurance ($90 min, $240 max) |
| Mail-order Prescriptions | ||||
| Generic, 90-day supply | $30 copay | $30 copay | 30% coinsurance, after deductible | $30 copay |
| Brand Formulary, 90-day supply | 30% coinsurance ($90 min, $240 max) |
30% coinsurance ($90 min, $240 max) |
30% coinsurance, after deductible | 30% coinsurance ($90 min, $240 max) |
| Specialty Prescriptions | ||||
| Generic specialty | $100 copay | $100 copay | 30% coinsurance, after deductible | $100 copay |
| Brand specialty | 20% coinsurance, up to $500 per script | 20% coinsurance, up to $500 per script | 30% coinsurance, after deductible | 20% coinsurance, up to $500 per script |
Save money on prescriptions
- Ask your doctor if a generic version of the medicine will work for you.
- Talk with your doctor about using medicines from your plan's formulary (a list of approved drugs).
- Use mail-order for 90-day supplies—it’s not only convenient, but costs less too.