WHAT YOU NEED TO KNOW FOR 2026
Caleres makes an investment in you by offering and paying the majority of the costs for a suite of benefit plans and other rewards designed to make your life easier. We review our benefits every year to make sure we’re providing the best value for you and your family. Your benefits will remain the same in 2026, and we will be adding a few new programs.
Dependent Care FSA limit increase
The IRS has increased the limit for Dependent Care Flexible Spending Accounts to $7,500 for 2026 – up from $5,000!
PREMIUM INCREASES
Nationally, gross health care costs are the highest in decades, projected to increase at least 9% for 2026. At Caleres, we will experience increase in premiums, targeted slightly lower than the national average, while continuing overall cost share of 70% company paid and 30% associate paid. See 2026 rates below:
VERIFY YOUR DEPENDENTS
If you elect coverage for your dependents for 2026, you will need to verify your relationship to ensure they meet the eligibility requirements, as defined by our plan documents. Verifi1 will contact you by mail or email after Open Enrollment to request the necessary documents. You must complete this process by the end of the year to ensure your dependents are covered in 2026.
View Eligible Family Members for more information.
TAKE ACTION DURING OPEN ENROLLMENT
KNOW YOUR OPTIONS
All your benefits information is available on YourCaleres.com. During Open Enrollment, you can enroll in, drop, or change the following benefits:
Health
Life, Accident and Disability
- Supplemental life and accidental death and dismemberment insurance
- Accident, critical illness, and hospital indemnity insurance
- Long-term disability
Other
Reminder: If you want to contribute to an HSA or FSA in 2026, you must re-enroll during Open Enrollment. These do not automatically carry over to the next plan year
NEW PROGRAMS FOR 2026
(At no additional associate cost)
Virta Health through UnitedHealthcare
Virta Health supports UHC and Surest members across the metabolic health spectrum, including type 2 diabetes, prediabetes and obesity. Virta blends personalized nutrition tailored to each member’s metabolism with provider-led support. The program includes:
- Continuous medical supervision for safe prescription management
- Daily support from a health coach
- Free meters, test strips and a connected scale
- Private, opt-in forum for peer support
- Meal plans, videos, games and more
Check eligibility at Virta Health
EncircleRx through Express Scripts
To further support your health and well-being, we're adding EncircleRx – a new weight management program that includes coverage for select prescription weight management medications if you're covered by a UHC or Surest plan. This program requires participation in the Omada online lifestyle modification program that partners with ExpressScripts. EncircleRX FAQ (Opens PDF in new tab), Omada program flyer (Opens PDF in new tab)
Tools to find the right fit
Caleres offers a variety of tools to help you decide which benefits are the best fit for you and your family.
Surest Medical Plan: See if your doctor is in the network and view costs and coverage on the Surest site (Opens in new tab).
United Healthcare Medical Plans: To search for in-network providers, visit the UHC site (Opens in new tab) or call 1-888-298-1061.
Medical Comparison Video
Watch a short video that compares our four medical plans.
Dayforce Medical Plan Quiz
Take a short quiz during your enrollment on Dayforce to get help picking a plan.
Benefit Scout
Use Benefit Scout to get help deciding how much life insurance is right for you.
WEX Benefit Toolkit
Visit the WEX Benefit Toolkit to view eligible expenses and estimate potential savings when you contribute to an HSA or FSA.
View PDF in new tab)
CHOOSE WHO TO COVER
In addition to yourself, you can cover your spouse/domestic partner and children on many of your health and financial protection benefits.
Check out the list of eligible dependents. (View PDF in new tab)