Caleres - 2027 Open Enrollment

NEW MEDICAL AND VISION CARRIER:
ANTHEM BLUE CROSS BLUE SHIELD

We identified an opportunity this year to choose a new medical plan carrier that gives you: Anthem Blue Cross Blue Shield

Four medical plans that are similar to our current plans. The Traditional, Protection and Consumer medical plans are not changing. You’ll have similar deductibles, maximums, coinsurance and copayment amounts. Clear Choice will replace the Surest plan, and it will have some differences. All four plans will use the new Anthem Blue Cross Blue Shield network. The chart below shows how they compare.
Access to a broad network of providers. The majority of providers used by Caleres associates are part of the Anthem Blue Cross Blue Shield network – 99% for those in UHC plans and 96% for those in the Surest plan.
Support for your well-being, including personalized tips, reminders, a nurse line, mental health support, an autism spectrum disorders program, and concierge-level service for managing health conditions and family planning.
Knowledgeable customer support and convenient self-service tools through the Sydney Health app.
Virtual care options such as urgent care, routine primary care and prescriptions for minor illnesses — all through the Sydney Health app.

Medical Plans

You can choose from four plans*, which also include prescription coverage through Express Scripts. All plans cover preventive care at 100%. This chart shows the amount you pay for in-network care only. See your cost per paycheck in the 2027 Plan Rates.

Review the full Medical Plan Comparison.

Medical Plan Options*
	Traditional Plan	Protection Plan	Consumer Plan	Clear Choice Diamond/Network
Annual Deductible Individual/family	$700/$2,100	$700/$2,100	$1,850/$3,700	$0
Office visit – primary care	$30 After deductible	50% up to $75 After deductible	25% After deductible	$0/$45
Office visit – specialist	$50 After deductible	50% up to $75 After deductible	25% After deductible	$20/$45
Virtual visit	$30 After deductible	$50% up to $75 After deductible	25% After deductible	$0
Urgent care	20% After deductible	50% up to $75 After deductible	25% After deductible	$100
Emergency room	$450 copay, then 20% (waived if admitted)	$450 copay, then 20% (waived if admitted)	25% After deductible	$1,200
Out-of-pocket maximum Individual/family	Medical: $4,500/$9,000 Rx: $3,000/$6,000	Medical: $4,500/$9,000 Rx: $3,000/$6,000	Combined Medical & Rx: $4,500/$9,000	Medical: $4,500/$7,000 Rx: $3,000/$6,000

* If you are a Guam or Hawaii associate, you also have an HMO plan available. If you are a Vionic associate in California, you also have a Kaiser plan available. Contact Dayforce at 1-866-279-4357 for more information.

Help finding a provider

All Plans

Visit anthem.com/find-care, then Basic search as a guest. For the states listed below, choose the state where you live for “State where plan is offered,” then choose your network. For all other states, choose Missouri as the state and select the National PPO (BlueCard PPO).

Missouri: Blue Access Choice
Wisconsin: Blue Preferred POS
New Jersey: Horizon Managed Care
Florida: NetworkBlue

Clear Choice Plan

Follow the instructions above for network providers. You’ll save more if you choose Diamond providers. To locate a Diamond provider, visit Diamond Providers | Anthem and select Blue Access Choice PPO (2026 and 2027 LG ASO Anthem Diamond Provider Preferred).

PREMIUM INCREASES

As health care costs continue to rise significantly throughout the country, Caleres recognizes the importance of providing affordable and quality health benefits for you and your family. We have made some thoughtful updates to help you balance coverage, affordability and access to care.

We will experience an increase in premiums, consistent with the average increase others are experiencing nationally.

OTHER ENHANCEMENTS FOR 2027

Vision Plan

Our new relationship with Anthem also includes a strong vision care plan, structured just like our current one. Visit anthem.com/find-care to search for vision providers. Choose Basic Search as a Guest, and select the Blue View Vision network. You must actively enroll for 2027, or you won’t have coverage.

SmartShopper

As part of our new relationship with Anthem, members will have access to the SmartShopper program. The SmartShopper concierge team will help you compare providers, complete any prior authorizations and schedule services for certain nonemergency services. When you choose a cost-effective facility, you can earn a cash reward of $25 to $1,000.

MetLife Voluntary Plan Enhancements

The cash benefit amounts offered by the MetLife voluntary benefits are increasing. The maximum benefit for the Critical Illness coverage is now $50,000. And the Hospital Indemnity plan has increased the benefit for hospitalizations related to having a baby. Both of these enhancements come with no increase in your cost for coverage.

TAKE ACTION DURING OPEN ENROLLMENT

During Open Enrollment, you can enroll in, drop or change the following benefits. Remember, you will not have medical or vision coverage in 2027 unless you actively enroll. Your existing coverage will not roll over.

Health

Medical and prescription drug– enrollment required
Dental
Vision – enrollment required
Health Savings Account (HSA) and Flexible Spending Accounts (FSA) – enrollment required

Life, Accident and Disability

Other

Legal services

Reminder: If you want to contribute to an HSA or FSA in 2026, you must re-enroll during Open Enrollment. These do not automatically carry over to the next plan year